Privacy Policy

The following is the privacy policy statement of Cognit Technologies Private Limited.  Collectively or separately, “Cognit Technologies”, “we”, “our”, and “us” refers to Cognit Technologies Pvt. Ltd. and sets forth our policies & practices in connection with personal data that we collect through our website, and any mobile or web-based sites, applications, sales executives, physical or digital forms or other mobile interactive features. “You”, or “your” refers to you as an individual/ employee/ owner and/or the company or organization you represent and are legally authorized to take business and financial decisions in dealing with Cognit Technologies and its authorized third-party vendors.

 

Personally Identifiable Information

Personal data is any information that can be used to identify you as a person, such as your name, mailing address, email address, age range, and so on. Personal information is only collected when you willingly offer it to us. Personal data is collected so that we can better understand your requirements and interests and provide you with better service when we reach out to you through digital or non-digital mediums of contact including but not limited to emails, phone calls, social media websites, and applications, mobile chat applications and direct messenger services and so on.

In general, Cognit Technologies does not collect personally identifiable information, except as set forth below. For purposes of this Privacy Policy, “personally identifiable information” is data intended to be used to identify, contact or locate a person, including, name, address, telephone number, mobile phone number, photograph, signature, citizenship, mailing address, company address, residential address, personal code, credit card information(required only in case if payment is to be made to Cognit Technologies Pvt. Ltd.), identification documents, source of funds, proof of funds, driving license, gender, age and/or e-mail address, industry, your website or URL, information collected automatically, information received through third-parties and vendors and any other information (even if non-personally identifiable) provided in combination with such personally identifiable information.

If you correspond with us by email, we may retain the content of your email messages, your email address, and our responses. We may also retain any messages or other content you send through or post on Cognit Technologies’ website.

The advertisements we deliver may offer the ability to interact, including filling out a survey or viewing a video. The ad may also give you the opportunity to provide the advertiser with information about yourself. In some instances, if you choose to interact with an advertisement or provide an advertiser with information about yourself, Cognit Technologies may collect information on behalf of the advertiser. In that case, the advertiser’s privacy policy would apply to the data collected and we will abide by the instructions given to us by the advertiser in our handling of the data. The publisher will not associate any information (non-personally identifiable or personally identifiable) we collect for an advertiser with any other information we may have collected about you through the publisher’s websites.

Cognit Technologies may record information about your transactions with us and/or our business partners, and combine such information with information about you in our possession. This information might include information necessary to process payments, such as billing information and your bank account information.

If you would like any of this information deleted, please email legal@projectcastor.com with your name and email and all information will be deleted.

 

Non-Personally Identifiable Information

When you visit Cognit Technologies’s website, Cognit Technologies or third parties such as advertisers, third-party advertising networks, third-party advertising serving companies, and Cognit Technologies’ business partners, vendors, and service providers may collect non-personally identifiable information. For purposes of this Privacy Policy, “non-personally identifiable information” is data that is not personally identifiable. Cognit Technologies and these third parties may implement certain technologies to enable the collection of such information. An explanation of these technologies is below.

 

Cookies Information: When you visit Cognit Technologies’s websites, we may send one or more cookies—a small text file containing a string of alphanumeric characters—to your computer that uniquely identifies your browser and allows Cognit Technologies to help you log in faster and enhance your navigation through the site. A cookie may also convey information about how you browse Cognit Technologies’ website. Cognit Technologies uses session, persistent, flash, and browser cookies. The use of cookies on Cognit Technologies’ websites is anonymous and does not allow us to gather personally identifiable information about you. A persistent cookie remains on your hard drive after you close your browser. Persistent cookies may be used by your browser on subsequent visits to the site. Persistent cookies can be removed by following your web browser’s directions. A session cookie is temporary and disappears after you close your browser. You can set your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of Cognit Technologies’ websites may not function properly if the ability to accept cookies is disabled (for which Cognit Technologies will not be responsible if limited information about the product, or service you receive.).

 

Location Data: When you access Cognit Technologies’ websites by or through a mobile device, we may access, collect, monitor, and/or remotely store “location data,” which may include GPS coordinates (e.g., latitude and/or longitude) or similar information regarding the location of your mobile device. Location data may convey information to us about how you browse Cognit Technologies’ website. Location data does not collect or share any personally identifiable information about you. However, location data may be used in conjunction with other information in a manner that may constitute personally identifiable information. Some features of Cognit Technologies’s websites, particularly location-based services, may not function properly if the use or availability of location data is impaired or disabled.

 

Web Beacons/Click-Stream Data: A web beacon is an electronic file that signals when a webpage, advertisement, video, other content, email, or newsletter has been viewed. We may use web beacons in our emails and newsletters, or on our websites and services. Cognit Technologies may use web beacons in conjunction with cookies to collect click-stream data that helps us better understand how visitors move from page to page within our websites. As with cookies, our use of web beacons is anonymous and does not allow us to gather personally identifiable information about you.

 

Passive Browser Information: Cognit Technologies collects passive browser information through its web servers. We use the passive browser information to help us understand how many visitors come to our websites and where they come from, and ultimately to help us make decisions about how to organize the websites and deliver advertising.

 

Demonstrations: Cognit Technologies periodically offers visitors to its websites the ability to see demonstrations of services offered by Cognit Technologies. If you elect to view demonstrations, we may collect non-personally identifiable information in connection with the demonstration of the relevant service. Our collection, storage, and use of non-personally identifiable information in connection with such demonstrations are subject to this Privacy Policy.

 

Log File Information: Log file information is automatically reported by your browser each time you access a web page. When you use Cognit Technologies’ websites, our servers automatically record certain log file information. These server logs may include information such as your web request, Internet Protocol (“IP”) address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, data about how you interact with links on Cognit Technologies’ websites, and other such information. We may display your IP address to the owners or maintainers of certain blogs, groups, or communities if you post to those blogs, groups, or communities and the owner or maintainer has enabled functionality for this purpose.

 

Scripts: A script is a short segment of computer code included in a web page or other content that can be used to set and access a cookie on your computer’s hard drive and to record your activity on a website. Cognit Technologies may use scripts on Cognit Technologies’s website, on third-party websites, or in our emails and newsletters.

 

Third-Party Data Providers: Cognit Technologies may supplement the information it collects with other non-personally identifiable information provided by third-party data providers. The information provided may include estimates of your age, gender, and your interests, but does not include personally identifiable information.

 

Other Third-Party Service Providers: In connection with our services, Cognit Technologies may engage third parties to provide services or to support aspects of our business on our behalf. In connection with those relationships, such third parties may collect data on our behalf. In that case, the third party would only collect and use such information as instructed by us and in accordance with this Privacy Policy.

 

Third-Party Use of Technologies: Third parties may set and access their own cookies, use their own web beacons, and use their own scripts on and through Cognit Technologies’ websites, on and through third-party websites, or in and through our emails and newsletters. How other companies use their own cookies, web beacons, and scripts and the information they gather is subject to those companies’ privacy policies, not this Privacy Policy.

 

Usage of Data

• You might have to provide us with your personal information or identification for the opening, verification, or continuation of your or your organization’s accounts and our services related to that account as per the business dealing between both parties.
• If the above-stated personal information or identification is not provided, it may result in the discontinuation of your account and services related to it.
• Your personal data might also be used to contact you for offering other business-related products and services.
• Third parties might get your personal data from us in the case of;
  • Verification of your creditworthiness.
  • Customizing our products and services to your requirements.
  • For our business needs and processes.
  • Credit assessment.
  • Your financial status.
  • For marketing through direct or digital mediums to you and sending your promotional material. Including but not limited to phone calls, emails, direct messages, web and app-based chat, videos, webinars, social media reach-outs, and so on.
  • For marketing for you, as stipulated in the business agreement between Cognit Technologies and your organization.
  • Administering or imposition of your business obligations and outstanding amounts if any.
  • Our compliance with our obligations to you.
  • For amendment of laws applicable to or binding us.
  • To comply with the law of the land of any government, legal, tax, regulatory authority or industrial authority, self-regulatory body, and the financial service provider’s regulations that apply to us now and in the future.
  • To adhere to any fidelity or contractual obligation, present or in the future, with local or foreign legal, law enforcement regulatory, tax, governmental, or other authorities, or self-regulatory or industry bodies or associations of financial services providers that is assumed by or imposed on us as a result of our financial, commercial, business, or other interests or activities in or related to the jurisdiction of the relevant local or foreign legal, regulatory, governmental, tax, law enforcement, or other authorities, or self-regulatory or industry bodies or associations of financial services providers.
  • To adhere to any duties, rules, policies, procedures, measures, or agreements for data and information sharing inside our intragroup firms, subsidiaries, or affiliates, as well as any other use of data and information in line with any group policy. -national programs for sanctions compliance, as well as the prevention and detection of money laundering, terrorist financing, and other illegal activity.

 

Transfer of Data

In the event that Cognit Technologies sells, transfers, or otherwise relinquishes all or part of our assets, business offerings, or services, including any of Cognit Technologies’s websites, information that you have shared with Cognit Technologies or that Cognit Technologies has collected, including both personally identifiable information and non-personally identifiable information, may be one of the business assets that will be transferred. We may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution. The transferred information will remain subject to the terms of this Privacy Policy or those of subsequent policies to which you have consented. 

  

Cognit Technologies Privacy Policy Principles

• To collect, use, or disclose your personal data, we shall first seek your consent.
• We only collect personal information that we believe is relevant and required to help us run our business.
• We utilize your personal information to improve our products and our customer service.
• Your personal data may be sent to other parties, including Cognit Technologies and our partner firms or agents, as recommended to you, worldwide, and as permitted by law, if you have given your consent. In compliance with the PDPA, any contracts with these third parties will include the appropriate provisions to secure the personal data that is being transmitted to them.
• If required by law, we may be required to reveal your personal information to governmental or judicial organizations or agencies, as well as our regulators.
• We will take reasonable steps to ensure that the personal information we have about you is correct and up to date.
• We make appropriate security arrangements to prevent unauthorized access, collection, use, disclosure, copying, alteration, or disposal of personal data in our possession or under our control.

 

Content Removal

Cognit Technologies reserves the right but has no obligation, to monitor the user content you post on any of Cognit Technologies’ websites.

We reserve the right to remove any such information or material for any reason or no reason, including without limitation if, in our sole opinion, such information or material violates, or may violate, any law, our Privacy Policy, or to protect or defend our rights or property or those of any third party.

Cognit Technologies also reserves the right to remove information upon the request of any third party.

 

Data Retention

Following the termination or deactivation of any of Cognit Technologies’ website accounts, Cognit Technologies may retain your profile information and user content for a commercially reasonable time for backup, archival, or audit purposes. Furthermore, Cognit Technologies may retain and continue to use indefinitely all information (including user content) contained in your communications to other users or posted to public or semi-public areas of Cognit Technologies’s websites after the termination or deactivation of your account.

Cognit Technologies retains the specific anonymous data collected and tied to your computer’s unique ID as described in this Privacy Policy for a certain period depending on the third-party analytics vendor being used. Such data may be aggregated and used for analytical purposes indefinitely.

 

Disclaimer

Nothing on this website or in its contents is meant to give legal, data protection compliance, or other professional advice. We disclaim any liability for any loss resulting from reliance on the information or contents provided on this website.

We are not responsible or liable for any matter relating to you or any third parties accessing or using this website and its contents, to the degree permitted by relevant laws.

Cognit Technologies retains copyright on all the text, contents, graphics, and trademarks displayed on this website with the exception of client and third-party logos which are used for information and representation purposes only.

The information on this site has been included in good faith and is for general purpose only and should not be relied upon for any specific purpose. The user shall not distribute text or graphics to others without the express written consent of Cognit Technologies. The user shall also not, without Cognit Technologies’s prior permission, copy and distribute this information on any other server, or modify or reuse text or graphics on this or any other system.

Although Cognit Technologies tries to ensure that all information and recommendations, whether in relation to the products, services, offerings, or otherwise (hereinafter “information”), provided as part of this website is correct at the time of inclusion on the website, Cognit Technologies does not guarantee the accuracy of the Information. Cognit Technologies makes no representations or warranties as to the completeness or accuracy of the Information. Certain links in this site connect to other Web Sites maintained by third parties over whom Cognit Technologies has no control. Cognit Technologies makes no representations as to the accuracy or any other aspect of information contained in such other websites.

Cognit Technologies hereby disclaims all warranties and conditions with regard to this information, including all implied warranties and conditions of merchantability, fitness for any particular purpose, title, and non-infringement. In no event will Cognit Technologies, its related partnerships or corporations, or the partners, agents, or employees thereof be liable for any decision made by the user and/or site visitor for any inference or action taken in reliance on the information provided in this site or for any consequential, special or similar damages. Applicable Law and Jurisdiction of this Disclaimer are governed by and to be interpreted in accordance with the laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction. The user/site visitor agrees that in the event of any dispute arising in relation to this Disclaimer or any dispute arising in relation to the website whether in contract or tort or otherwise, to submit to the jurisdiction of the courts located at Gurugram (Haryana) (India) only for the resolution of all such disputes.

Except for the historical information herein, statements on this website, which includes words or phrases such as “will”, “aim”, “will likely result”, “would”, “believe”, “may”, “expect”, “will continue”, “anticipate”, “estimate”, “intend”, “plan”, “contemplate”, “seek to “, “future”, “objective”, “goal”, “likely”, “project”, “should”, “potential”, “will pursue”, and similar expressions or variations of such expressions may constitute “forward-looking statements”. These forward-looking statements involve a number of risks, uncertainties, and other factors that could cause actual results to differ materially from those suggested by the forward-looking statements. These risks and uncertainties include but are not limited to our liability to successfully implement our strategy, our growth and expansion plans, obtain regulatory approvals, our provisioning policies, technological changes, investment and business income, cash flow projections, our exposure to the market risks as well as other risks. The company does not undertake any obligation to update forward-looking statements to reflect events or circumstances after the date thereof.

 

How We Protect Your Information

Cognit Technologies cares about the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to Cognit Technologies or guarantee that your information on Cognit Technologies’ websites may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. The transmittal of information from you to us is done at your own risk.

To protect your privacy and security, we take reasonable steps (such as requesting a unique password) to verify your identity before granting you access to any accounts maintained on Cognit Technologies’ websites. You are responsible for maintaining the secrecy of your unique password and account information, and for controlling access to your email communications from Cognit Technologies, at all times.

 

Compromise of Personal Information

In the event that personal information is compromised as a result of a breach of security, as soon as Cognit Technologies gets information of such an event having occurred, Cognit Technologies will promptly notify those persons whose personal information has been compromised, in accordance with the notification procedures set forth in this Privacy Policy, or as otherwise required by law.

 

Your Choices About Your Information

You may, of course, decline to submit personally identifiable information through the Service, in which case Cognit Technologies may not be able to provide certain services to you. You may update or correct your account information and email preferences at any time by adjusting your account settings or contacting us at legal@projectcastor.com. You can review and correct the information about you that Cognit Technologies keeps on file by contacting us directly at legal@projectcastor.com.

If you do not want Cognit Technologies to gather non-personally identifiable information when you encounter advertisements we deliver through Cognit Technologies’s website, please click the opt-out link at the top of this Privacy Policy. The opt-out works by placing a flash cookie on your computer that notifies The Publisher that no other cookies should be placed on the applicable computer. If this cookie is deleted, then you will need to complete this opt-out process again. If you use more than one computer, you will need to complete this opt-out process on each computer that you use. The opt-out does not mean that you will no longer see online advertisements. It means only that advertisements delivered by Cognit Technologies will not be targeted to you, based on information derived from cookies by Cognit Technologies or its third-party vendors.

 

You can also limit targeted advertising by configuring your browser’s settings or changing the management panel of the Adobe Flash Player to limit your acceptance of or delete cookies. Because the management of cookies in various browsers differs, you should consult the documentation for your browser in order to manage your cookies. In order to limit the acceptance of or disable “flash” cookies, you must access the management panel of the Adobe Flash Player installed on your computer.

Also, because your choices are not associated with you as a particular individual, if you change computers, web browsers, or cookie settings, you will need to re-implement your preferences. Please note that if you limit or disable cookies, this does not mean that you will not see ads on Cognit Technologies’ websites or social media websites. Instead, ads will be displayed that are based on passive browser information or other information that may be provided by Cognit Technologies’s websites at the time of your visit.

 

Children’s Privacy

Protecting the privacy of young children is especially important. Cognit Technologies and its related websites are not structured to attract children. Cognit Technologies does not knowingly collect or solicit personal information from anyone underage or knowingly allow such persons to register for any of Cognit Technologies’ websites. If you are not of legal age, please do not access Cognit Technologies’s website or send any information about yourself to us, including your name, address, telephone number, or email address. In the event that we learn that we have collected personal information from a child under age without verification of parental consent, we will delete that information as quickly as possible. If you believe that we might have any information from or about a child underage, please contact us at legal@projectcastor.com.

 

Links to other websites

We are not responsible for the practices employed by websites linked to or from Cognit Technologies’ websites, nor the information or content contained therein.

Please remember that when you use a link to go from Cognit Technologies’s website to an outside website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on Cognit Technologies’ websites, is subject to that website’s own rules and policies.

It should be assumed by readers that EVERY link on our website has a financial gain to Cognit Technologies. EVERY mention of a company, person, or website on the website has a financial gain to Cognit Technologies. EVERY word written has in some way a financial gain to Cognit Technologies. Basically, everything on the website has a financial gain to Cognit Technologies in some way, shape, or form.

Please read over those rules and policies before proceeding.

 

Notification Procedures

It is our policy to provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through conspicuous posting of such notice on the applicable Cognit Technologies website or service, as determined by Cognit Technologies in its sole discretion. We reserve the right to determine the form and means of providing notifications to you, provided that you may opt out of certain means of notification as described in this Privacy Policy.

 

Governing Law

This Privacy Policy is created for Cognit Technologies following the guidelines set by the Government of India. These policies may change from time to time and Cognit Technologies tries its best to keep our policies updated. However, if you notice any inconsistencies, please write to us at legal@projectcastor.com

 

Changes to this Privacy Policy

Cognit Technologies may modify or update this Privacy Policy at its sole discretion from time to time, so you should review this Privacy Policy periodically. Changes to this Privacy Policy are effective when they are posted on this page. Your continued access to Cognit Technologies’s website after the Privacy Policy has been modified and posted will signify your acceptance of such modifications.

If you have any questions about this Privacy Policy, the practices of Cognit Technologies’s website, or your dealings with Cognit Technologies, please contact us at legal@projectcastor.com.